Terms of use
Rules for using this site.
Last updated: October 30, 2026
Using the site
IncomeCliff provides educational calculators and articles about retirement taxes and healthcare costs. By using the site you agree to these terms.
Not professional advice
Results are simplified estimates based on published rules and the numbers you enter. They are not tax, legal, investment, or insurance advice. Consult a qualified professional before making decisions.
Accuracy
We work to keep figures current and cite official sources, but rules change and errors can occur. We do not guarantee accuracy or completeness and are not liable for decisions made using the site.
No affiliation
IncomeCliff is an independent site. It is not affiliated with or endorsed by the IRS, the Social Security Administration, the Centers for Medicare & Medicaid Services, or any government agency.
Intellectual property
Site content and code are owned by IncomeCliff. You may link to the site; please do not copy it wholesale.
Limitation of liability
The site is provided as is, without warranties. To the extent permitted by law, we are not liable for losses arising from its use.